We are not (yet) the biggest player in motor insurance…
That is why we take a much smarter approach to everything, starting with your insurance premium, which can be a lot fairer.
Lower premiums for good drivers
Claims settled quickly and professionally
Plenty of flexibility – you decide what to insure and what not
We make car insurance prices fairer.
We are a start-up changing the approach to insurance for the better by pricing it in an innovative way. The result? A lower premium.
All of it with complete security. Our insurance partner is DA Direkt, a company belonging to Zurich Insurance Group, one of the largest insurance groups in Europe.
The determination and innovation of a start-up that fights for its customers
The stability and security of a global player with more than 100 years of experience
Choose your car insurance
Third-party liability insurance covers damage caused to third parties: their vehicles, property or health. It is mandatory for every vehicle owner.
You can also extend your cover with optional packages such as Assistance, personal accident cover, personal belongings insurance, Green Card, Mini Comprehensive and tyre insurance.
(Note: it does not cover damage to your own car.)
All Risk Casco is the comprehensive option with the widest cover. It covers damage to your car whatever the cause, except in the situations set out in the general terms and conditions.
Comprehensive cover protects your car against damage, including damage that is your fault, for example from a collision, chance events or the actions of third parties.
We believe good drivers pay premiums that are too high
If you throw all customers into one bucket, that is good news for bad drivers, because they pay a lower premium. But it means good drivers can end up paying too much.
With us, every driver pays a premium matched to them. We do not average our prices, because we believe it can be done more fairly. That is why every driver gets an individual premium here.
Check your fair premium below, and stop paying for other people.
Hundreds of data points, one fair price
The models currently used to price premiums are still based on only a few dozen parameters. They average the price out and hope that is enough.
At Ominimo, our analysts (often winners of mathematics competitions), backed by the latest technology, analyse hundreds of parameters and use far more precise models that genuinely reflect risk.
On top of that, our prices are not burdened by expensive offices, costly marketing campaigns or the upkeep of outdated IT systems.
That is how our costs stay lower, and so does the price of your insurance.
Why we bet on efficient solutions
You have probably not heard of us yet. And yet we are already changing the insurance market across Europe.
How do we do it? By working more efficiently than the others, at every stage.
As a start-up we cannot afford high prices, ignoring customers or leaving them without help when they need it most. What is more, we need you to prove that it can be done differently. That the market can be changed. And that insurance can be fairer.
